Financial Counselor
| Facility | Mercy Health Behavioral Hospital |
| Location | Youngstown, OH |
| Career Area | Accounting and Finance |
| Schedule | Full Time |
| Job Shift | Day |
| Date Posted | 09/26/2025 |
| Job ID | #311253 |
Schedule: Full Time
Your experience matters
Mercy Behavioral Health Hospital is operated jointly with Lifepoint Health and Mercy Health. We are driven by a profound commitment to prioritize your well-being so you can provide exceptional care to others. By joining our team, you're embracing our promise to provide superior patient care that exceeds industry standards as well as patient expectations. Join us on this meaningful journey where your skills, compassion and dedication will make a remarkable difference in the lives of those we serve.
More about our team
Mercy Behavioral Health is a joint venture owned and operated by Mercy Health and Lifepoint Health. With two of the most prominent names in healthcare joining forces, we are confidently executing the opening of a new hospital with seasoned professionals and plentiful resources. We take pride in being a place employees want to work, as well as eagerly pursue quality outcomes for patients and families alike.
How you'll contribute
The Financial Counselor provides guidance to patients in all aspects of their financial responsibilities that result from acceptance of the facility's services. Counselor assesses patients' financial ability, determines ability to pay, advises patients on insurance benefits, explains financial liability, collects payment, negotiates payment arrangement, secures financing, identifies funding sources and resolves any confusion the patient may have about their financial obligations to the facility. Counselor is responsible for the accurate and timely verification of insurance benefits, to include: contacting patients and/or guardians to obtain additional insurance information, researching and maintaining an ongoing collective knowledge of HMO, PPO, Medicaid, Medicare, and commercial insurance reimbursement rates and criteria, evaluating plans to calculate and estimate of the patient's out of pocket charges, collecting any co-pays, co-insurance, deductibles, etc. and exploring patient's financial circumstances to ensure fair and reasonable repayment terms.
A Financial Counselor who excels in this role:
- Provides accurate account and billing information to required departments within timelines specified.
- Ensures the effective implementation of collection measures for uncollected co-pays, deductibles and coinsurance.
- Serves as additional point of contact regarding benefit determination within departmental timelines.
- Maintains self-pay/ self-pay after insurance work list and ensures accounts are worked daily and documents appropriately within the software system.
- Provides required follow-up on all patient accounts with the goal of collecting any patient co-pays, deductibles and coinsurance at the time of services rendered.
- Ensures that all admitted patient accounts have been verified, corrected, and completed within 24 hours of admission.
Why join us
We believe that investing in our employees is the first step to providing excellent patient care. In addition to your base compensation, this position also offers:
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Comprehensive Benefits: Multiple levels of medical, dental and vision coverage for full-time and part-time employees.
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Financial Protection & PTO: Life, accident, critical illness, hospital indemnity insurance, short- and long-term disability, paid family leave and paid time off.
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Financial & Career Growth: Higher education and certification tuition assistance, loan assistance and 401(k) retirement package and company match.
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Employee Well-being: Mental, physical, and financial wellness programs (free gym memberships, virtual care appointments, mental health services and discount programs).
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Professional Development: Ongoing learning and career advancement opportunities.
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Brand New Facility: Opportunity to work in a brand-new, state of the art hospital with cutting edge equipment and technology.
What we're looking for
Applicants should possess:
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Education: High school diploma or equivalent required
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Experience: Previous experience in healthcare collections or a related field, or any combination of education, training, or experience in health care business office setting preferred.
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Additional Requirements: May be required to work flexible hours and overtime. Crisis Prevention Training (CPI) within 30 days of employment and prior to any patient contact.
EEOC Statement
Mercy Behavioral Health Hospitalis an Equal Opportunity Employer. Mercy Behavioral Health Hospitalis committed to Equal Employment Opportunity for all applicants and employees and complies with all applicable laws prohibiting discrimination and harassment in employment.
Lifepoint Health is a leader in community-based care and driven by a mission of Making Communities Healthier. Our diversified healthcare delivery network spans 29 states and includes 63 community hospital campuses, 32 rehabilitation and behavioral health hospitals, and more than 170 additional sites of care across the healthcare continuum, such as acute rehabilitation units, outpatient centers and post-acute care facilities. We believe that success is achieved through talented people. We want to create places where employees want to work, with opportunities to pursue meaningful and satisfying careers that truly make a difference in communities across the country.